Built on regulated stablecoin infrastructure

Pay your global team
in seconds, not days.

OwenPay is the modern payouts platform for businesses with contractors and partners across borders. Settle in 60 seconds, save 4-7% per payment, and let your team receive funds in their preferred currency or wallet.

60s
Average settlement
<1%
Per-payment cost
150+
Countries supported
24/7
Always-on rails
The problem

Cross-border payments are stuck in 1973.

Wire transfers take 3-7 days. Correspondent banks take their cut. FX spreads erode payments by 4-7%. Your contractors wait, complain, and eventually leave. Your finance team spends hours every cycle reconciling failed payments.

3-7 days
Settlement time

International wires move through correspondent banks, each adding delay and cost. Your team waits while invoices age.

4-7%
Lost to fees

Wire fees, FX markups, intermediary bank charges. By the time money arrives, your contractor has lost a meaningful slice.

20+ hours
Per payment cycle

Manual reconciliation, chasing failed wires, generating tax forms. Your finance team's time disappears into the void.

How it works

From batch upload to global settlement, in under a minute.

01

Upload your payment batch

Drop a CSV or connect your accounting system. We extract recipient details, amounts, and currencies. Our AI handles tax form requirements automatically.

02

Fund in seconds

Wire or ACH from your existing bank to your OwenPay account. We convert to USDC behind the scenes. You never touch crypto if you don't want to.

03

Recipients get paid worldwide

Local bank deposit (CLABE in Mexico, PIX in Brazil, IBAN in Europe), USDC wallet, or local stablecoin. Recipients choose. Funds arrive in 60 seconds.

04

Compliance, automated

W-8BEN, 1099-equivalents, tax statements, audit trails. All generated, multi-language, e-filed where applicable. Your finance team gets time back.

See it in action

Watch a payment batch settle in real time.

This is a live simulation of how OwenPay processes a batch of 6 contractor payments to 6 countries, then auto-generates tax forms in each recipient's language. In production, the entire flow happens via API in under 60 seconds.

Payment batch
Lexica Translations · January
Total volume
$6,300
🇲🇽
Sofía Mendoza
Mexico
Method
CLABE
$1,250
Pending
🇧🇷
João Silva
Brazil
Method
PIX
$980
Pending
🇵🇱
Anna Kowalska
Poland
Method
SEPA
$1,100
Pending
🇦🇷
Maria Santos
Argentina
Method
USDC
$850
Pending
🇪🇸
Lucia Rossi
Spain
Method
SEPA
$1,400
Pending
🇵🇭
Mark Tan
Philippines
Method
GCash
$720
Pending
Ready to simulate batch processing

Want to see the full platform with your own data?

Request a private demo
Who it's for

Built for teams that work across borders.

Translation Agencies

Pay translators in 40+ countries on monthly cycles. Auto-generate W-8BEN forms, multi-language statements.

Medical Tourism

Patients pay US, Mexican, and Costa Rican hospitals same-day. Hospitals receive USD without correspondent banking delays.

Clinical Trials

CROs and sponsors pay international trial sites in seconds, not weeks. Audit-ready documentation auto-generated.

Marketing Agencies

Pay your global creative team across copywriters, designers, and strategists. Built for distributed agencies.

Content Studios

Editors, animators, and producers worldwide. Pay them in their preferred currency or stablecoin.

Tournament Operators

Esports, poker, fishing, pickleball. Pay winners worldwide in 60 seconds. No more 7-day delays.

Creator Platforms

Pay creators globally on a single rail. Same-day settlement to local accounts or USDC wallets.

And more

If you pay contractors, partners, or recipients across borders, OwenPay works for you. Talk to us.

Why OwenPay

The only payouts platform that's
global, instant, and intelligent.

60-second settlement

Stablecoin rails settle in seconds, not days. Your contractors are paid before they finish their coffee.

Under 1% per payment

No correspondent bank fees. No FX markups. No PayPal cuts. Real savings that compound across every cycle.

AI-powered compliance

Our AI generates W-8BEN, 1099-equivalents, and audit trails automatically. Tax forms in any language, e-filed where applicable.

Truly global reach

150+ countries with local rails. Mexico CLABE, Brazil PIX, EU SEPA, Philippines GCash, India UPI. We meet recipients where they are.

Multilingual by default

Recipient experience in Spanish, Portuguese, English, and more. No translation gymnastics, just native UX.

Regulated infrastructure

Built on partners with FinCEN MSB registration and global money transmitter licenses. Your payments are compliant by default.

Built on trusted infrastructure

Regulated rails. Bank-grade security. Real compliance.

Powered by leading stablecoin infrastructure
Bridge
BVNK
Circle
Persona
Partner integrations in progress. Final partner stack confirmed at launch.

SOC 2 ready architecture

Built from day one with enterprise security standards. Encrypted at rest and in transit. Audit logs on every action.

Regulated partners

Money movement happens through FinCEN-registered MSBs and licensed money transmitters across 50 states and globally.

Full audit trail

Every payment, every approval, every status change. Exportable, immutable, ready for your auditors at any moment.

Request access

Ready to stop overpaying for cross-border payouts?

We're onboarding design partners now. Tell us about your business and we'll be in touch within 24 hours.

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